Both government debt and private debt levels are high in Hungary. In 2012, national debt came frighteningly close to 80 percent of the GDP, while private debt reached 131% of the GDP – and the direction of the trend to come is still unclear for both indicators. The average EU private debt level is slightly higher,  the average national debt is slightly lower than Hungarian figures. On the other hand, the average indebtedness of the reference group of the Visegrad countries is significantly lower on both counts.